Credit Unions which will accept Local Housing Allowance Payments

Under the Local Housing Allowance (LHA) system and  Universal Credit schemes,  money is paid direct to the tenant.  Even if both the landlord and the tenant would prefer it to be paid direct to the landlord.

One solution to this is to arrange for the rent to be paid to a Credit Union (sometimes known as 'friendly societies'). They will set up a special account for the LHA payments, which will then be paid over to the landlord, generally by standing order. This avoids the problem of the tenant spending the money by mistake, or of the LHA being swallowed up by the tenants' overdraft.

The only problem is that not all Credit Unions offer this service. Here at Landlord-Law we are compiling a list of those who do. Those we are aware of are listed below, alphabetically by county or major city.  If you know of any others please let us know.  Please contact the organisations direct for more information about their services.

(NB You may also want to check out >> Tasker payment services)

Counties and Cities:


Citysave Credit Union

16 Waterloo Street
B2 5UG

Telephone number: 0121 616 6200
Fax: 0121 303 1329

Membership area: people who live or work in the Birmingham area
Please email for more information about the Rent Direct service for landlords and tenants.

Advance Credit Union Ltd

200 Sutton New Road
B23 6QU

Phone: 0121 350 8883

Available for those living or working in North Birmingham and Solihull


Bristol Credit Union Ltd

The web-site is

112/114 Cheltenham Road
Bristol, BS6 5RW
Tel: 0117 924 7309

Available for residents of Bristol


Sadly the Dorset credit union seems to have closed down.



Southend Credit Union Ltd

The website is

3 Warrior Square
Southend on sea
Essex SS1 2 JN

Phone: 01702 611912
Fax : 01702 611982
Email :

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Greater Manchester

Welcome Credit Union ltd

The website is

Council Tax Offices
Moore Street East
Wigan WN1 3XZ
Tel: 01942 828702
Fax: 01942 828719

Open to anyone who lives or works in Wigan


Hampshire Credit Union ltd

The website is

There are currently two branches: 

Portsmouth Savers
97 Fratton Road
Portsmouth PO1 5AG
Tel 023 9282 7980, and

Winchester Savers
6 Middle Brook Street
Winchester, SO23 8BQ
Tel 019 6282 0424

Available to people living or working in Hampshire. NB Branches in Southampton and Basingstoke Savers should open soon.

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Kent Savers Credit Union

The Old Town Hall
Market Square
Graavesend DA11 0AZ
Tel: 0333 321 9050


Membership area: People who live or work in Kent and Medway.

Medway Credit Union 

Unit 90,
Pentagon Shopping Centre,
Kent  ME4 4HY.

Telephone: 01634-403335


North Lincolnshire Credit Union Ltd

162 High Street
North Lincolnshire
DN15 6EH
Tel: 01724 868888


Camdenplus Credit union Ltd

107 Kingsgate Road, London, NW6 2JH.
Tel: 020 7372 5878
Available for residents in Camden

Waltham Forest Community Credit Union

4 Church Hill
London E17 3AG

Tel: 020 8520 8740
Fax: 020 8509 9499

Available for people who live, work, study or worship in the London Borough of Waltham Forest. There is a special service for landlords and you can download a form from the >> website.

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Rainbow Saver Anglia Credit Union Ltd

Email:, tel 01502 584854.
Available for Residents in East Anglia, with offices in Lowestoft, Great Yarmouth, Peterborough, and Huntingdon

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Nottingham Credit Union
Registered Office:
69 Maid Marian Way
Nottingham. NG1 6AJ

Telephone number: 0115 828 3121
Membership area: anyone who lives or works in the City of Nottingham and County of Nottinghamshire


North Somerset Credit Union

13 Orchard Street, Weston-super-Mare, BS23 1RG
Tel/Fax 01934 429573
Membership is open to anyone working or living in the unitary authority area of North Somerset.


Ipswich and Suffolk Credit Union Ltd

Tel: 01473 690690
Available for Residents in Suffolk, with offices in Ipswich, Felixstowe, Bury St Edmunds

Rainbow Saver Anglia Credit Union Ltd

Tel: 01502 584854
Available for Residents in East Anglia, with offices in Lowestoft, Great Yarmouth, Peterborough, and Huntingdon

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DragonSavers Credit Union

107 Bute Street
CF42 6AU

Tel: 01443 777043
They cover the whole of Rhondda Cynon Taff

West Midlands

6 Towns Credit Union Ltd

Tel: 0121 553 3110
Available to Residents in Sandwell, West Bromwich

Fairshare Credit Union Ltd

Fairshare House, Telford, TF3 4HS
Tel: 01952 282528
Available to residents of Telford And Wrekin

Wolverhampton City Credit Union Ltd

73 Worcester Street.
West Midlands. WV2 4LE
Telephone/Fax: 01902 572340.
Website -


Worcestershire Credit Union (t/as Black Pear Savings & Loans)

Tel: 01527 63310

5 Market Walk
B97 4HN

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